PhoAi

📜 Terms of Service (ToS)

Effective Date: September 5, 2025

Welcome to PhoAI (the “Site,” “we,” “our,” or “us”). By accessing or using https://phoai.co/ (the “Service”), you agree to be bound by these Terms of Service. If you do not agree, please do not use our Service.


1. Eligibility

You must be at least 16 years old (or the minimum age of digital consent in your country) to use our Service. By using the Service, you represent and warrant that you are eligible.

2. Services Provided

PhoAI provides AI-powered tools, resources, and related services. We may update, modify, suspend, or discontinue features at any time.

3. User Responsibilities

  • You agree to use the Service in compliance with all applicable laws and regulations.

  • You must not misuse the Service, including by attempting unauthorized access, interfering with its functionality, or using it for unlawful activity.

  • You are responsible for any content you submit, including ensuring you have the necessary rights to use and share it.

4. Intellectual Property

All content, trademarks, logos, and intellectual property on the Site are owned by PhoAI or licensed to us. You may not copy, distribute, or exploit them without prior written consent.

5. User-Generated Content

By submitting content to PhoAI, you grant us a non-exclusive, royalty-free, worldwide license to use, display, and improve our Service. You retain ownership of your content.

6. Third-Party Services

Our Service may include links or integrations with third-party tools or websites. We are not responsible for their content, policies, or practices.

7. Disclaimers

The Service is provided “as is” and “as available”, without warranties of any kind. PhoAI does not guarantee accuracy, reliability, or uninterrupted access.

8. Limitation of Liability

To the fullest extent permitted by law, PhoAI shall not be liable for any indirect, incidental, or consequential damages arising from the use of our Service.

9. Termination

We may suspend or terminate your access at any time, without prior notice, for violation of these Terms.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Disputes will be subject to the exclusive jurisdiction of the courts located in Sydney, NSW.

11. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the new Terms.


đź”’ Privacy Policy

Effective Date: September 5, 2025

PhoAI (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when using https://phoai.co/.


1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, login details, payment info (if applicable).

  • Usage Data: IP address, browser type, device info, pages visited, time spent.

  • Cookies and Tracking: We use cookies and similar technologies to improve performance and analyze use of the Site.

2. How We Use Information

We use your information to:

  • Provide and maintain the Service.

  • Improve features and user experience.

  • Communicate with you (support, updates, marketing if opted in).

  • Ensure security, detect fraud, and comply with legal standards.

3. Sharing of Information

We do not sell your personal information. We may share it with:

  • Trusted third-party service providers (hosting, analytics, payment processors).

  • Authorities when required by law.

  • Successor entities in case of merger or acquisition.

4. Data Retention

We retain personal information as long as necessary to provide our Service or comply with legal obligations.

5. Your Rights

Depending on your location, you may have rights under privacy laws such as GDPR or CCPA, including:

  • Access to your personal data.

  • Request correction or deletion.

  • Opt-out of marketing communications.

  • Withdraw consent where applicable.

To exercise these rights, contact us at: [your support email here].

6. Security

We take reasonable technical and organizational measures to protect your data. However, no method of transmission or storage is fully secure.

7. International Users

Your data may be transferred and stored outside your country, including in Australia. By using our Service, you consent to such transfers.

8. Children’s Privacy

PhoAI is not directed at children under 13 (or the applicable age of digital consent). We do not knowingly collect data from children.

9. Changes to this Policy

We may update this Privacy Policy from time to time. We will notify users of significant changes by posting a notice on our website.

10. Contact Us

If you have questions about this Privacy Policy, please contact:  [email protected]